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Planning Your First Home Advice To Make Home Loans Easy We compare lenders, plan EMIs, tailor a home loan to your income and explain terms simply while guiding you till sanction. Get Consulting for Home Loan Financing Business Growth Loans That Support, Not Strain, Your Business We assess cash flow and eligibility, then connect you with lenders so your working capital and expansion plans grow. Get Business Loan Consulting Using Property Wisely Solutions That Unlock Value from Your Property For commercial property or LAP, we explain risks, LTV and EMIs, and structure loans that protect assets and cash flow. Get Consulting on Property Funding Managing Daily Cash Flow Limits That Keep Your Business Moving For OD, CC and Dropline, we review sales, set sensible limits and work with lenders so working capital fits your cycle. Get Consulting on OD/CC Loan

At APFIN Consulting, we work with individuals and businesses who want to borrow smartly, not blindly. Our leadership team brings over 30+ years of combined experience in banking, credit and loan consulting. We use this practical knowledge and lender network to help clients handle their most important finance decisions – from home loans and business loans to property funding and working capital limits. Our work is built on clear communication, trust and a shared focus on long-term financial comfort.

Our vision is to make every loan decision simple and manageable for the borrower.

Our mission is to stand beside clients at each step of the journey – understanding their need, explaining options in plain language, preparing documents, coordinating with lenders and helping them choose a structure they can truly afford.

Our motto is straightforward: we are here to help you through the process, not to sell you a loan.

1 +
years of experience
Experience and Expertise
Decades of frontline banking and loan consulting experience supporting clients with home, business and property finance in Delhi NCR.
Strategic Partnerships
Strong working relationships with leading lenders, helping clients access suitable options while keeping our guidance transparent and client-focused.

APFIN Consulting: Your Trusted Partner for Step-by-Step Loan Guidance, Making Your Journey Towards.

EXPLORE OUR LOAN SERVICES

Loan Services for Your Financial Journey

We support clients at every stage of their loan journey – from first questions about eligibility and EMIs to choosing lenders, preparing documents and closing on the right facility. Explore how APFIN Consulting can help you move from loan ideas to confident, step-by-step action.

All
01.

Business Loan Consulting

We craft business loan plans, aligning funding with growth, reviewing turnover and banking, and helping choose lenders fit to your…
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02.

CGTMSE Consulting

We prepare CGTMSE loan proposals, matching MSME needs to scheme rules, checking basic eligibility, and presenting your case clearly to…
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03.

Dropline Overdraft (DOD) Consulting

We shape Dropline Overdraft limits, mixing flexibility with reduction, mapping drop lines to cash flow, and keeping EMIs predictable.
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04.

Overdraft/Cash Credit Consulting

We structure OD and CC limits, studying your working capital cycle, optimising limit use and renewal, and reducing daily cash…
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05.

Loan Against Property (LAP) Consulting

We design loans against property, protecting ownership, clarifying LTV and risks, and shaping EMI and tenure to suit your cash…
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06.

Industrial Property Loan Consulting

We support industrial property funding, matching loans to capacity plans, smoothing lender checks, and aligning repayment with your operations.
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07.

Commercial Property Loan Consulting

We plan commercial property loans, balancing rental use with risk, comparing offers, and structuring EMIs your cash flow can handle.
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08.

Home Loan Consulting in Delhi NCR

We guide you on home loans, aligning EMIs with income, explaining bank terms simply, and making each step from plan…
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Our Lending Network

Lender Network Access

We work with a wide network of banks, NBFCs, and other financial institutions to help match clients in Delhi NCR with suitable loan products. These institutions are part of our lender network and are independent entities. We remain an independent consultant, focused on explaining terms clearly and helping you choose what best fits your profile.

WHY CHOOSE APFIN CONSULTING

Let us help you navigate the complexity of loans and lenders.

We take time to understand your income, business, property and future plans before talking about any loan. Instead of pushing ready-made offers, we walk through your goals, comfort level with EMIs and past borrowing history, then design loan options that actually fit you. From home and business loans to LAP and working capital limits, our aim is to make each step clear and manageable.

We explain bank terms in simple language, highlight risks as well as benefits, and prepare you for what lenders will check in your profile. By combining real-world credit experience with a practical, checklist-based approach, we help you move from confusion to clarity and take loan decisions with much more confidence.

Testimonials

What Our Clients Say?

Working with the right finance partner makes all the difference.

APFIN Consulting – Turns Your Loan Plans into Action

We’re here to help you make sense of loan options in Delhi NCR, choose the right structure and lenders, and turn your funding ideas into confident, well-planned steps.

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